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    Mrs. Yvonne Murray
Making the BEST better!    

ACADEMIC COMPETITIVENESS GRANT
An Academic Competitiveness Grant will provide up to $750 for the first year of undergraduate study and up to $1,300 for the second year of undergraduate study to full-time students who are U.S citizens, eligible for a Federal Pell Grant, and who had successfully completed a rigorous high school program, as determined by the state or local education agency and recognized by the Secretary of Education. Second year students must also have maintained a cumulative grade point average (GPA) of at least 3.0. The program will be available for the first time during the 2006-07 school year for first year college students who graduated from high school after January 1, 2006 and for second year students who graduated from high school after January 1, 2005. The Academic Competitiveness Grant award is in addition to the student's Pell Grant award.

If you can answer YES to all of the following questions, you may potentially be eligible to receive an Academic Competitiveness Grant.
Are you a U.S. citizen?
Did you graduate from high school after January 1, 2005?
Are you eligible to receive a Pell Grant?
Will you be enrolled as a full-time first or second year student in a two-year or four-year degree program?
If you could not answer YES to all of the above questions, you do not qualify to receive an Academic Competitiveness Grant. However, you may still qualify to receive other types of federal student financial aid. If you have not completed a FAFSA (Free Application for Federal Student Aid), please go to www.fafsa.ed.gov and apply today.
Student Aid Eligibility
Find out what determines eligibility for FSA programs.

The PIN
The PIN (Personal Identification Number) is an electronic access code number that serves as your identifier.

Get a PIN
If this is your first time filling out the Free Application for Federal Student Aid (FAFSA), and you haven't applied for a PIN (Personal Identification Number), you should do so now. Your PIN is what allows you to complete the FAFSA paper-free! You'll need your PIN to make online corrections to your FAFSA, including changing your name and address, or adding/changing the name of a school to receive your application data. The PIN is also your identifier to let you access personal information in various U.S. Department of Education systems. For more information about the PIN, check out the "Applying" section of Funding Education Beyond High School: The Guide To Federal Student Aid.

Transfer your MyFSA profile to FAFSA on the Web
If you've already created a MyFSA account, click here to automatically transfer much of your MyFSA profile to FAFSA on the Web so you won't have to repeat this information when you apply. If you haven't created a MyFSA profile yet, we encourage you to click on the MyFSA icon in the left margin of this Web site. With MyFSA, you can create a personalized “folder” to record your career and college searches, track your progress in the college planning and application process, and much more!

Student Aid Report (SAR)
Have you already filled out the FAFSA and received your Student Aid Report (SAR)? The SAR contains the information you reported on your FAFSA. Here's a description of the SAR and how it's used. Your SAR must be complete and correct before you can receive federal student aid.

Federal Student Aid Programs
If you're eligible, the Federal Student Aid office has a variety of programs to help you pay for your college education after high school. Click on Grants, campus-based aid, Stafford Loans, PLUS Loans (parent loans) and PLUS Loans for graduate or professional students for more information about these programs. For information on Consolidation Loans, click on the "Repaying" tab and go to "Loan Consolidation."

Borrowing Responsibly
If you decide to take out a federal student loan to help pay for school, you're taking on certain serious obligations. Find out what they are and how to maintain your account in good standing.

Understanding Federal Student Aid
Our booklet, Funding Education Beyond High School: The Guide to Federal Student Aid will answer any questions you might still have. Funding Education Beyond High School: The Guide to Federal Student Aid is a comprehensive source of information about the Department's federal student aid programs and includes on overview of federal student aid, as well as more detailed information on the application process and student loans, for example. Whatever your questions, you'll find the aid information you need in this publication.

Other Sources of Federal Student Aid
We encourage you to explore other federal Web sites to find out about additional aid sources. For example, veterans and their dependents, students training in various medical fields, and persons interested in earning funds in exchange for community service may link to other federal agencies for program descriptions and qualifications.

State Aid
Even if you're not eligible for federal aid, you might be eligible for financial assistance from your state. Contact your state higher education agency for more information.

Finding Scholarships
Under the Robert C. Byrd Honors Scholarship Program, ED gives money to state education agencies to provide scholarships to graduating high school seniors. Each state education agency has its own application and deadline. To find your state agency's Web site, click here.

You can find out about nonfederal scholarships and other sources of aid in several ways, including contacting the financial aid offices at the schools you plan to attend and checking information in a public library or online. But be careful. Make sure scholarship information and offers you receive are legitimate. Don't get scammed: You don't have to pay to find scholarships. Click here to check out our information on nonfederal sources of aid and how to avoid scholarship fraud.

Sample Award Package
Most schools will prepare an "award letter" that will inform you of the types and amount of student aid you will receive at that school. Once you've selected the types of aid you want to receive, that selection is referred to as an "award package."

Financial Aid Wizard
Explore your financial aid needs and options with a step-by-step process for calculating your cost of attendance and expected family contribution, and discovering potential scholarships and loans available to you. If you're planning on going to college in the future, we can't predict what you might be awarded then, but you can find out what you'd get if you applied this year. Use that as a guide as you prepare for the time you enter college.

Tax Break
Find out how the Hope and Lifetime Learning Tax Credits can help with education costs by reading IRS Publication 970, "Tax Benefits for Education."

Saving Money for College
Paying for college is easier when you can invest money in a Coverdell Education Savings Account (formerly an Education IRA) that will accumulate interest tax free, and when you can withdraw money from this account without penalty. Also, it's possible to put money into a state- or institution-sponsored prepaid tuition plan and not pay taxes on it until you withdraw the money.

Reducing College Costs
The typical cost of attendance includes not just tuition, but room and board, fees for special programs or activities, books, personal items, and traveling to and from college. Here are 34 tips for reducing your college costs.











Scholarship Search Engines
www. fastweb.com and www.schoolsoup.com
It takes a little time to complete the surveys but it is worth the effort.
Need Money for Your Education?
www.fafsa.ed.gov

Apply for your PIN at www.pin.ed.gov

Timeline for Seniors
In your junior year, you should have begun the process of identifying schools you want to attend. By the time you get to your senior year, you need to have a clear idea of what schools you are interested in attending, and you will begin the process of applying to your school or schools of choice generally in November of that year. You might be applying as early as September, however, if you are applying for early decision or early action. (The next section, Applying Early, explains these terms further.)

Throughout your senior year, you will need to keep track of a series of steps, including
registering for the appropriate tests: Scholastic Assessment Test (SAT), American College Test (ACT) (click here for more information on these tests);
submitting your applications for admission;
comparing acceptance offers from schools;
and finally, after you’ve accepted a school’s final offer, having your high school send your final transcripts to that school.
Don’t forget that the process of applying for financial assistance to help you pay the costs of attending your school of choice is separate. This process begins with completing the Free Application for Federal Student Aid (FAFSA). (Go to the “Funding” tab for more information.) You should complete your FAFSA as soon as you can after January 1 so you can get the results to the schools you are interested in attending in time to meet their state aid deadlines.

Below is a generic timeline to use as a guide as you progress through your senior year. Mark the key dates on your calendar so you can keep track of what you need to accomplish and when each task needs to be started and completed. Many schools have their own “timeline” or “important dates” information keyed more closely to the academic programs and financial assistance opportunities they offer. You can use this timeline, in conjunction with the school’s, to give yourself a more complete picture of the tasks you will need to accomplish.

September
Meet with your guidance counselor as soon as you can to discuss your plans. Make sure you are on track to graduate and check your transcripts to make sure you have all the credits you need to get into the school(s) of your choice.
Make sure that schools you’ve identified still meet your requirements. Change your list, if necessary.
Contact those schools that have made your final cut to request information and applications for admission. Ask about admission requirements, application deadlines and any required fees, and financial aid. Ask if these schools will need official copies of your transcripts at the time you send in your application.
Register for the October/November SAT, ACT, and SAT Subject Tests.
If you are planning to apply for Early Action or Early Decision (see the “Applying Early” section for details), you need to prepare and submit those applications now. Make sure you allow enough time to prepare any essays you will need to include in your application or to meet any audition or portfolio requirements.
As you prepare these early applications, be sure to give any recommendation forms to appropriate teachers and counselors with stamped, college-addressed envelopes to be included with your application. Make sure your portions of the forms are filled out completely and accurately. Also, don’t forget to request that your high school send your official transcripts to the school(s) to which you are applying. Also, schedule any required school interviews.

Apply to College

October
Take your SAT and/or ACT tests, and have the testing agency send the official scores to the schools on your final list. If necessary, register for the December or January SAT tests.

Submit Your College Admission Applications

November
You should begin preparing your applications for regular admission. These applications are usually due by the end of December or early January. As with the early admissions applications, be sure to give any appropriate recommendation forms to appropriate teachers and counselors with stamped, school-addressed envelopes to be included with your application. Make sure your portions of the forms are filled out completely and accurately. Request that your high school send your official transcripts to the school(s) to which you are applying. Also, schedule any required school interviews.
Make sure you allow enough time to prepare any essays you will need to include in your application or to meet any audition or portfolio requirements.
If you submitted early decision applications, contact the admissions offices at those schools to make sure they have everything they need from you.

December
If you haven’t already done so, make sure your official SAT and ACT test scores are being sent to the schools to which you are applying.
Schedule any remaining required interviews.
If you have applied to any schools for an early decision, you will begin hearing from those schools during this month. When you decide which school you want to attend, you need to notify that school by letter of your commitment, submitting any required deposit check. Many schools require this notification letter to be postmarked as early as mid-January for early decision.

January
Try to have your parent(s) complete their income tax forms so you can begin the process of applying for financial assistance. If your parent(s) have not completed the tax forms, you can provide estimated information, but remember that any inaccuracies will need to be corrected later.
After January 1, complete and submit your Free Application for Federal Student Aid (FAFSA), along with any other financial aid applications your school(s) of choice may require. You can complete the FAFSA online at www.fafsa.ed.gov or on paper, but completing the application online is faster and easier. Don’t wait for acceptance offers from your schools before you apply.
Go to the above website to verify when your state deadline is or call our toll free number: 1 -800-4-FED-AID for assistance. Be sure to meet any and all deadlines.
Contact the admissions office at any schools to which you submitted regular-decision applications to make sure these schools have everything they need from you.

February
If you completed the paper FAFSA, you should receive your Student Aid Report (SAR) within four weeks. If you completed the electronic FAFSA, you can expect results within 3 to 5 days. Make any necessary corrections and return it to the FAFSA processor. For example, you completed the FAFSA using estimated parents tax information but now they have filed their IRS forms. The FAFSA must be updated.
The schools listed on your application will also receive those results. Review your results and make sure you make any necessary corrections.
Complete your scholarship applications.

March
Contact the financial aid office at the schools to which you have applied to make sure they have received the appropriate application material from you.

April
You should hear from the schools to which you submitted regular decision applications.
From those schools that accept you, compare your acceptance letters and your financial aid and scholarship offers.
Make your acceptance choice. Find out what deposits you will be required to make to ensure your place in the freshman class.
When you decide which school you want to attend, you need to notify that school by letter of your commitment, submitting any required deposit check. Many schools require this notification letter to be postmarked by May 1.

May
Take the Advanced Placement exams for any AP subjects you’ve taken in high school.
If you were placed on a waiting list for a particular school, and you decided to wait for an opening, contact that school and let them know you are still interested.

June
Contact the school you will be attending to determine when fees for tuition, room, and board are due and how much they are.
Have your high school send your final transcripts to the school you will be attending.

July/August
During the summer before your freshman year, you should participate in any summer orientation program for incoming freshmen and make any necessary arrangements for any medical exams or health insurance coverage if you have not previously done so.








FAFSA Help
Rebecca Daughtry of Angelina College will be on campus February 19, 2008 to assist parents of Seniors with completing the FAFSA Application. Make an appointment by calling 936-362-2132 EXT 33
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